A friend went to the local gym and placed his belongings in the locker. After the workout and a shower, he came out, saw the locker open, and thought to himself, ‘Funny, I thought I locked the locker. Hmm…’ He dressed and just flipped the wallet to make sure all was in order. Everything looked okay – all cards were in place.
A few weeks later his credit card bill came – a whooping bill of $14,000! He called the credit car d company and started yelling at them, saying that he did not make the transactions. Customer care personnel verified that there was no Mistake in the system and asked if his card had been stolen?
‘No,’ he said, but then took out his wallet, pulled out the credit card, and yep – you guessed it – a switch had been made. An expired similar credit card from the same bank was in the wallet.
The thief broke into his locker at the gym and switched cards.
THE OUTCOME: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.
A man at a local restaurant paid for his meal with his credit card. The bill for the meal came, he signed it, and the waitress folded the receipt and passed the credit card along.
Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card, lo and behold, it was the expired card of another person.
He called the waitress and she looked perplexed. She took it back, apologized, and hurried back to the counter under the watchful eye of the man.
All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter casher immediately looked down and took out the real card. No exchange of words — nothing! She took it and came back to the man with an apology.
VERDICT: Make sure the credit cards in your wallet are yours. Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time. Many of us just take back the credit card without even looking at it, ‘assuming’ that it has to be theirs.
A woman went into a pizza restaurant to pick up an order that she had called in. She paid by using her Visa debit Card which, of course, is linked directly to her checking account.
The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for t he approval, which is pretty standard procedure. While he waited, he picked up his cell phone and started dialing.
She noticed the phone because it is the same model she has, but nothing seemed out of the ordinary. Then she heard a click that sounded like her phone sounds when she takes a picture.
He then gave me back my card but kept the phone in his hand as if he was still pressing buttons. Meanwhile, she was thinking, “I wonder what he is taking a picture of, oblivious to what was really going on.
VERDICT: Whenever you are using your credit card take caution and don’t be careless. TRUST YOUR GUT INSTINCTS.
A woman received a phone call late at night from a caller who said her grandson was in the hospital and they needed money.
She wired money to Texas for a bogus hospital bill and now she is out the amount she sent.
VERDICT: Never send money!! Ask them to send a bill. Talk to your family first. Verify your Grandson is really in trouble.